Tria Raises $12M to Build Self-Custodial Web3 Neobank for Humans and AI
Tria, a Web3‑focused startup aiming to build a self‑custodial neobank for humans and AI, has raised US$12 million in a pre‑seed and strategic funding round to accelerate development of its payment and banking infrastructure. The funding round was led by P2 Ventures and Aptos, with additional participation from Tria’s own community and executives connected to prominent Web3 ecosystems such as Polygon, Ethereum Foundation, Wintermute, and other strategic backers.
Tria, founded by Parth Bhalla and Vijit Katta, positions itself as a “self‑custodial neobank” that combines the convenience of modern banking and payments with the transparency and control of blockchain. Its core offering unifies spending, trading, and earning within a single, non‑custodial balance — eliminating the traditional frictions in crypto such as gas fees, bridging, or managing seed phrases.
At the heart of Tria’s infrastructure is its proprietary settlement engine called BestPath AVS. This engine functions as a decentralized settlement marketplace: solvers, routers, and relayers compete to route payments and trades across blockchains. Through BestPath, Tria supports cross‑chain transfers, token swaps, and seamless payments — all optimized for speed and cost.
Tria’s ambition extends beyond traditional banking. The platform supports a Visa‑powered card that works in over 150 countries and supports more than 1,000 tokens, aiming to make crypto as easy to use as conventional money anywhere in the world. The startup envisions a future where both individuals and AI agents can manage, spend, and transact value globally — giving “programmable money” real-world utility.
Following this funding, Tria plans to expand its infrastructure and accelerate product development. Resources will go toward scaling the platform, improving settlement routing, supporting additional tokens and chains, and broadening adoption among users and protocols. The funding also signals investor confidence in Tria’s vision of bridging Web3, payments, and next-generation financial rails.
Investors backing Tria highlight the appeal of a self‑custodial, chain‑agnostic banking alternative that removes many of crypto’s usability barriers. For many, Tria represents a potential breakthrough: a unified, user-friendly entry point for Web3 finance that doesn’t compromise decentralization.
As the crypto and AI landscapes continue to evolve, Tria’s self‑custodial neobank aims to lead a wave of infrastructure innovation — where payments, asset management, and programmable finance converge in a single platform. With US$12 million in fresh funding and backing from established players across blockchain ecosystems, Tria appears poised to redefine how users and agents alike interact with money in the Web3 era.
