Moonflow Raises $700K Pre-Seed Round Led by Magma Partners to Scale AI Accounts Receivable Automation Platform 

Moonflow, a Latin American AI-powered accounts receivable and collections automation platform, has raised funding to accelerate the expansion of its software that helps businesses streamline debt collection, improve cash flow, and automate customer payment communications across multiple channels.

The company builds a cloud-based collections infrastructure designed to unify the entire accounts receivable process into a single system. Its platform uses AI-driven workflows to automate reminders, customer outreach, segmentation of delinquent accounts, and payment recovery processes through omnichannel communication tools including WhatsApp, email, SMS, and voice calls. By integrating with ERPs and payment gateways, Moonflow enables companies to manage collections in real time, reduce manual intervention, and optimize recovery rates across both B2B and B2C portfolios.

Moonflow raised a $700,000 pre-seed round led by Magma Partners, a venture capital firm focused on early-stage startups across Latin America and the US. Other participants in the round included Salkantay Ventures, Amador Holdings, and Morro Ventures. These investors have a track record of backing fintech and enterprise SaaS startups across emerging markets, particularly in Latin America, where collections and credit infrastructure remain highly fragmented.

The funding round is aimed at accelerating Moonflow’s customer acquisition strategy and expanding the capabilities of its AI-powered collections platform. The company is also focused on deepening its integrations with ERP systems and payment networks, allowing clients to centralize receivables management and automate follow-ups at scale. In addition, Moonflow plans to enhance its analytics layer, providing businesses with real-time insights into payment behavior, delinquency trends, and portfolio performance.

Founded in 2023 and operating across multiple Latin American markets, Moonflow has positioned itself as a next-generation infrastructure provider for collections management. The platform supports industries such as financial services, telecommunications, healthcare, education, and professional services, where managing overdue payments and maintaining liquidity are critical operational challenges. The company claims that its automation tools can significantly reduce operational costs while improving recovery rates and shortening payment cycles.

Moonflow’s platform is structured around three core layers: automated communication workflows, self-service customer portals, and real-time monitoring dashboards. These components allow businesses to design personalized collection strategies, automate outreach campaigns, and track performance metrics in a centralized interface. By combining AI with multichannel communication, the company aims to replace manual collections processes with scalable, data-driven automation.

In addition to its core platform, Moonflow has expanded its ecosystem through partnerships and acquisitions aimed at strengthening its presence in key Latin American markets. The company has also joined regional fintech networks and industry associations to deepen its integration with the broader financial technology ecosystem.

Investors in the round view Moonflow as part of a growing wave of vertical SaaS companies modernizing financial operations in emerging markets. The opportunity is driven by the large volume of underserved small and mid-sized businesses that still rely on manual or fragmented systems for managing receivables. By introducing automation and AI into this workflow, Moonflow aims to improve efficiency for finance teams while unlocking better liquidity management for businesses across the region.

With its new funding, Moonflow is expected to scale its go-to-market operations, expand engineering capabilities, and strengthen its AI models for predictive collections. The company’s long-term vision is to become a leading infrastructure layer for receivables automation across Latin America and beyond, enabling companies to fully digitize and optimize their end-to-end collections processes.