Momentick Raises $5M to Disrupt Insurance with Emissions-Focused Risk Analytics

Climate tech startup Momentick has raised $5 million in funding to bring its emissions-focused risk management platform into the insurance sector, marking a strategic pivot into a space where environmental data is becoming increasingly critical. The round was led by a group of climate-focused venture firms, with participation from early-stage investors across the U.S. and Europe.

Founded in 2021, Momentick uses real-time emissions monitoring and predictive analytics to assess environmental risks associated with companies’ carbon footprints. Until now, the platform had been primarily adopted by corporations and financial institutions to meet sustainability goals and regulatory compliance. With this latest funding round, Momentick is aiming to apply its tech to a new vertical: insurance.

“In today’s climate-conscious world, emissions are not just an environmental issue—they’re a financial risk,” said Daniel Meyer, co-founder and CEO of Momentick. “We see a massive opportunity to support insurers with real-time emissions data and predictive models that can help them better assess and price risk, particularly as climate-related claims become more frequent and costly.”

The $5 million investment will be used to expand the company’s data science team, integrate with insurance underwriting platforms, and build out partnerships with insurers, reinsurers, and risk assessors globally. Momentick also plans to scale its presence in North America and Europe, where regulatory pressures around emissions reporting are mounting.

Investors see Momentick’s move into insurance as both timely and necessary.

“Environmental data is increasingly becoming a critical layer in understanding and pricing risk,” said Anna Roth, partner at GreenFlow Ventures, which co-led the round. “Momentick’s technology not only tracks emissions with precision—it interprets that data in a way that can have real underwriting value. That’s a game-changer for insurers who are struggling to quantify climate exposure.”

The startup’s proprietary platform leverages satellite data, IoT sensors, and AI modeling to create emissions profiles for companies and supply chains. These profiles can then be used to forecast risk levels tied to environmental impact, regulatory non-compliance, or reputational damage. For insurers, this means the ability to develop more sophisticated risk models that incorporate real-time ESG data.

Momentick’s expansion into insurance comes at a time when climate change is reshaping the risk landscape for the industry. From wildfires and floods to litigation around corporate emissions, insurers are being challenged to account for variables that were previously unpredictable or unquantified. According to Swiss Re, climate-related insurance losses have reached over $100 billion annually for several years running.

“Traditional underwriting models are struggling to keep pace with how fast climate risks are evolving,” said Meyer. “That’s where Momentick fits in—by offering dynamic, data-driven tools that help insurers make better decisions, price policies more accurately, and ultimately reduce exposure.”

In addition to helping insurers assess risk, Momentick is also developing tools that support emissions-based incentives. These would allow underwriters to offer better terms or premium discounts to clients who actively monitor and reduce their emissions footprint—a model that aligns both financial and environmental goals.

The company is already piloting projects with a handful of mid-sized insurers and expects to roll out its insurance-specific platform more broadly in the second half of 2025. The goal, according to Meyer, is to become the go-to emissions intelligence provider for insurance and risk management.

Momentick’s broader vision is to embed emissions intelligence across multiple sectors—not just insurance, but also banking, investment, and regulatory tech. But with this new funding and clear traction in the insurance market, the company is taking a significant step forward in proving how environmental data can be not just a sustainability tool, but a core driver of business resilience.

“As climate risks continue to grow, so does the need for smarter tools to manage them,” said Meyer. “We believe emissions data will soon be as fundamental to risk assessment as credit scores are to lending—and we’re building the platform to make that future possible.”